When a residential property owner suffers property damage resulting in a covered insurance claim, complex mandatory insurance policy obligations and conditions must be completed timely or your coverage may be severely limited or even denied.
For most Florida and North Carolina policyholders, navigating insurance claims can be a very confusing, emotional, and stressful process. Depending on the claim size and complexity, property owners may need to secure temporary housing - our licensed public adjusters will document, prepare, and present these out-of-pocket expenses to ensure your reimbursement is expedited.
Policyholders typically struggle with quantifying depreciation, distinguishing replacement versus repair costs, and preparing additional living expense reimbursements. In situations where damaged property should have been replaced rather than repaired or cleaned, insurance companies may be required to subsequently replace the damaged items even beyond stated policy limits.
